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If your disability insurance claim has been denied, you're not alone. Insurance companies often deny valid claims, leaving people without the financial support they need.

Debt collection can be stressful, especially when collectors use aggressive or deceptive tactics. At Liggio Law in West Palm Beach, Florida, we know how overwhelming it can feel to be on the receiving end of constant calls and letters. Fortunately, Florida law offers strong consumer protections to prevent unfair treatment. Knowing your rights can make a significant difference in how you handle collection attempts.

Corporate misconduct can have devastating consequences for consumers, often leaving them with financial losses, defective products, or even serious injuries. Unfortunately, large corporations have the legal resources to challenge individual claims, making it difficult for a single consumer to take action.

​​Dealing with health insurance claims can be frustrating, especially when insurers undervalue or deny legitimate requests for coverage. At Liggio Law in West Palm Beach, Florida, we know how often insurers put their financial interests above policyholders' needs. These tactics leave many patients struggling to afford necessary treatments and care.

Insurance companies have a legal duty to act in good faith when handling claims, but many prioritize profits over policyholders. At Liggio Law in West Palm Beach, Florida, we’ve seen insurers deny valid claims, delay payments, and misinterpret policies to avoid payouts. When an insurer unfairly refuses to honor a policy, this may constitute bad faith insurance practices.

To say I’m an infrequent blogger is an understatement, but I’m very frustrated, and I just had to get this off my chest. I’ve been practicing law now for more than 41 years. During that time, I’ve won some and I’ve lost my share of lawsuits.

We’ve had the very great privilege of representing individuals and their families in a wide variety of health insurance disputes since I began practicing law in 1982. Our firm, Liggio & Cornell, prosecutes a wide variety of health insurance and managed care disputes.

Last September, I posted about reverse mortgages. We agreed to represent our client, Mrs. Gravlin 4 days before the trial was scheduled in the foreclosure action.  She had a reverse mortgage, they were foreclosing on her (despite what you might have seen on TV commercials, you can lose your house…..)

Robert Wagner, Fred Thompson, Henry Winkler…. those TV commercials pitching reverse mortgages… What could go wrong? Actually, a lot.

We’ve been litigating and trying cases against the insurance industry for almost 30 years now. (Time sure flies…). Many of the laws that govern insurance here in Florida and elsewhere, begin with “model acts” drafted by The National Association of Insurance Commissioners