BLOG

When an employee submits a long-term disability claim to their employer, it is not uncommon for the insurer to require the employee to undergo an examination by a physician or specialist. These exams can take many forms and frequently include assessments.

Fibromyalgia is a chronic disorder which causes people to experience pain and tenderness throughout the body, accompanied by fatigue and insomnia.

A federal court in Colorado awarded a former employee of Hewlett Packard long-term disability benefits due in part to the employee’s stiffness, numbness and pain in his back, neck, hands and feet.

What role does your doctor play in helping you qualify for long-term disability benefits? There are several factors disability insurers consider when deciding whether to approve or deny disability benefits.

ERISA is the federal statute that governs long-term disability claims brought by employees against employer-sponsored disability policies. ERISA stands for “Employee Retirement Income Security Act of 1974.”

What should a disabled employee do after their disability insurer denies their long-term disability claim? That issue was recently addressed by a federal appeals court that considered an insurer’s denial of an employee’s disability claim.

What happens when a disability insurer denies a claim for one reason, then changes its reason during litigation?? That was the issue in a recent case considered by a federal appeals court.

What happens when an insurer denies a long-term disability claim? The answer depends on whether the employee has a disability policy governed by ERISA or not.

The Florida Legislature is considering a bill that would repeal a state law that requires insurers to pay plaintiff's attorneys fees if they are successfully sued.

Does your disability insurer have a history of bias when it reviews claims? If it does have a history of bias, is that something courts take into consideration when determining whether a disabled employee is entitled to disability coverage?