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What role does your doctor play in helping you qualify for long-term disability benefits? There are several factors disability insurers consider when deciding whether to approve or deny disability benefits.

ERISA is the federal statute that governs long-term disability claims brought by employees against employer-sponsored disability policies. ERISA stands for “Employee Retirement Income Security Act of 1974.”

What should a disabled employee do after their disability insurer denies their long-term disability claim? That issue was recently addressed by a federal appeals court that considered an insurer’s denial of an employee’s disability claim.

What happens when a disability insurer denies a claim for one reason, then changes its reason during litigation?? That was the issue in a recent case considered by a federal appeals court.

The Florida Legislature is considering a bill that would repeal a state law that requires insurers to pay plaintiff's attorneys fees if they are successfully sued.

What happens when an insurer denies a long-term disability claim? The answer depends on whether the employee has a disability policy governed by ERISA or not.

Does your disability insurer have a history of bias when it reviews claims? If it does have a history of bias, is that something courts take into consideration when determining whether a disabled employee is entitled to disability coverage?

A Functional Capacity Evaluation (“FCE”) evaluates an individual’s capacity to perform work-related activities.

When an employee submits a claim for long-term disability benefits, one of the primary factors a disability insurer considers is what the employee’s doctors conclude about the employee’s condition as reflected in the medical records.

A federal judge in Vermont recently awarded a vice president of an investment firm benefits under his long-term disability plan. In 1999, the insured was employed by Bear Stearns when he was injured in a motor vehicle collision.