We have been involved, for some time now, in two class action cases against a company that was formerly known as “American Home Mortgage Servicing”, they changed their name to “Homeward” (hah!), and they were eventually purchased and merged with “Ocwen”.

If you thought that Obamacare would stop health insurers and HMOs from denying claims, or wrongly cancelling policies, or interpreting the law in their favor instead of yours, you were way off.

You would be charitable if you told me that I am a poor blogger.  Frankly, I’ve been extremely busy, and I simply won’t hire a “professional blogger” to write for me, I’d rather be occasional, but occasionally folks will hear from me.

I am, at best, and infrequent blogger. I simply refuse to hire someone to blog for me, (which I understand is the norm, and not the exception), because I think that a blog is personal, and is intended to give my personal insights and feelings.

I’m back… I’m at BEST an occasional blogger… I believe very strongly that I’d prefer to not blog at all, or to be very occasional, instead of hiring a professional blogger to post entries for me.

I, like many of you, have been paying attention to the Presidential campaign and debates.  My question, since I haven’t anything from most of the candidates about this, and too little from others, is this...

For my first entry, I’d like to address a common misconception regarding auto insurance that I’ve repeatedly encountered during my short, yet-oh-so-illustrious, legal career: The “Full Coverage” Fallacy.

Yesterday Governor Scott signed the new insurance “reform” package into law. Our poor insurance companies have already adopted Governor Scott’s slogan: “Let’s get to work!”

While people are delaying care, and not getting tests that they need to avoid problems. When did your health insurance premiums go down? When did your deductible and co-payment amount sharing in the past few years?

In this past legislative session, the Florida Legislature once again “reformed” parts of the insurance code. Reform, for the benefit of our poor insurance companies...

This video really isn’t new (just new to me and perhaps to you). It was played to the Sony annual shareholder meeting in 2009. It is a terrific and thought provoking presentation on how things have changed.

I wish that I had a nickel for every time in the past almost 29 years of practicing law someone came to see me complaining that they had been the victim of a fraud. The old adage: “If it sounds too good to be true, it is!” applies more than ever now.

The media and politicians tell us about a financial crisis, a terrorism crisis, a debt crisis, a crisis of confidence, blah, blah, blah. I spent some time today in one of the foreclosure divisions in the Palm Beach County courthouse. We have recently filed several class actions dealing with the massive overcharging of force placed insurance policies.

Today is the 100th anniversary of the fire that killed 146 young women and girls in 18 minutes. In the aftermath of the tragedy, where employers “compensated” the victims families by paying them $10.00 per dead person, the workers compensation laws in the United States was born.

Over the years, we’ve all seen an explosion of TV advertising for injured people. Almost all of the ads involve a variation of a promise to get the injured person what they “deserve”.

Now, of course the insurance industry and it lobbyists are asking the legislature for more “reform”. Now who do you think that “reform” will favor? A great word, “reform” too bad that in most cases, “reform” hurts the little guy, and instead “reforms” the bottom line of big business.