Having spent much of our practice representing folks against health insurers and HMO’S, we know first and why the health system is broken and needs reform. It is astounding how anyone can vote against their own best interests.

Maybe because of inertia, maybe because it is easy, maybe because we simply don’t put 2 & 2 together, folks do things the same old way, even if that way is not the best way... It seems that almost every day in USA Today, there are several Class Action notices, filled with way too much, and too little information about a Class Action. It’s like the old Pogo cartoon: “We have met the enemy, and he is us!”.

I haven’t posted on this blog in a while, but I read this Op Ed by Bob Herbert in the New York Times last week that I just had to share. Mr. Herbert in a few words, without any political hyperbole, described how the leaders of our country are disconnected with how bad things really are for Americans.

How many consumers recognize that when they “agree” to a licensing agreement, when they get a new cell phone, when they open an account at a bank, when they buy a new computer, or a new software program, that they are “agreeing” to waive their rights to go to court.

Since 2005 we, and our, co-counsel Scott Johni, Phil Burlington, and Kent Whittemore, have been litigating a Class Action against Heritage Propane. Our client, Mr. Williams, entered into a contract with Peoples Gas in 1996.

I am so excited to announce that Florida is still right at the top……..at the top of the list of states that have the most people without health insurance. Actually, we’re number 3, behind Texas and New Mexico.

Over the years, we’ve had many cases, where our client cared enough for themselves and their loved ones to purchase health insurance or an HMO plan, only to learn, when they need the benefits, that the insurance company of HMO has decided to rescind their insurance.

Insurance Company Financial Problems

Following on from an entry last week, The insurance industry continues to report that employees are being laid off, and the reviewing services seem to be constantly downgrading the financial strength ratings of the various insurers.

We’ve been watching the homeowners insurance market in Florida for more than 20 years now. The latest news is that State Farm announced today that it will not renew any homeowners policies in Florida. The impact on Florida homeowners is significant, 703,357 homeowners’ policies, written for $1,054,918,245.00, will be affected.

In our Class Action practice, we want to know if the Defendant company has D&O or E&O insurance? D&O insurance is important to us for several reasons, continue reading to learn what they are.

Everybody should realize that insurance companies make money by investing the money they receive in premiums paid by their insureds. Does anyone think that insurance companies are any better at investing their money than any of the wall street investment banks that made such bad decisions?

New insurance ruling from the Florida 1st District of Court.