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Category Archives: Homeowner Insurance Claims

Using an Expert Witness to Support Your Property Damage Claim

In Florida, like in most states, homeowners can sue their homeowners insurance company when the insurer wrongfully denies a property damage claim.  Insurers deny claims for many reasons. An insurer’s denial of a claim often can violate the terms of the insurance policy. When this happens, the homeowner can sue the insurance company for breach […]

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When Should You Sue Your Homeowners Insurer for Storm Damage?

Imagine that in 2017, after Hurricane Irma came through Florida, your home or commercial property sustained roof damage from Hurricane Irma’s 90 mile per hour winds.  During this hurricane, many areas in Florida saw sustained winds, but did not experience substantial rainfall that is common in most hurricanes. Now imagine days later, after Hurricane Irma […]

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What is “Prompt Notice” When Reporting a Homeowner’s Claim?

In a recent decision, the Fourth District Court of Appeal addressed whether a homeowner failed to provide his insurance company with proper notice when reporting a claim for damage to his home.  See Himmel v. Avatar Property & Casualty Ins. Co., No. 4D17-2724 2018 WL 5044352 (Fla. 4th DCA Oct. 17, 2018).  In Himmel, a […]

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