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Monthly Archives: May 2011

The “Full Coverage” Fallacy

Hi, thanks for joining me here on my maiden voyage onto the Florida Insurance Law Blog. For my first entry, I’d like to address a common misconception regarding auto insurance that I’ve repeatedly encountered during my short, yet-oh-so-illustrious, legal career: The “Full Coverage” Fallacy. “Full Coverage” is almost always the response I get when asking […]

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Governor Scott is getting to work alright

Yesterday Governor Scott signed the new insurance “reform” package into law. Our poor insurance companies have already adopted Governor Scott’s slogan: “Let’s get to work!”……jacking up the premiums. I just heard from a friend, although she’s had no claims, her bill for her homeowner’s insurance just arrived, and it has doubled! Welcome to the new […]

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The health insurance companies are making record profits…

While people are delaying care, and not getting tests that they need to avoid problems. When did your health insurance premiums go down? When did your deductible and co-payment amount shring in the past few years? You know the answer……never. I’ll tell you what I think, they need to keep overcharging premiums to fund their […]

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The statute of limitations for Florida homeowners claims

In this past legislative session, the Florida Legislature once again “reformed” parts of the insurance code. Reform, for the benefit of our poor insurance companies…….. Anyway, there is one part of the new law that I think needs mention. The statute of limitations to file a lawsuit if a homeowner has a claim that stems […]

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A terrific and thought provoking presentation

This video really isn’t new (just new to me and perhaps to you). It was played to the Sony annual shareholder meeting in 2009. It is a terrific and thought provoking presentation on how things have changed with increasing rapidity, and how much information is being added and communicated. As a note, it demonstrates how […]

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If you think that you could never be caught in a Ponzi scheme…

I wish that I had a nickel for every time in the past almost 29 years of practicing law someone came to see me complaining that they had been the victim of a fraud. The old adage: “If it sounds too good to be true, it is!” applies more than ever now. Ponzi schemes are […]

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Corporations and our “Justice Crisis”

The media and politicians tell us about a financial crisis, a terrorism crisis, a debt crisis, a crisis of confidence, blah, blah, blah. I spent some time today in one of the foreclosure divisions in the Palm Beach County courthouse. We have recently filed several class actions dealing with the massive overcharging of force placed […]

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